Halloween Saving Tips

To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To others, it is a time to figure out how much candy they need to have on…
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Will You Share Personal Info With Stores For Discount?

Have you started your holiday shopping already? If so, you aren’t alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in September or before. According to the National Retail Federation, holiday shopping is expected to increase as much as 4% this year, sending up to $682…
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What Is Generation-Skipping Transfer Tax?

The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you to the convoluted and highly technical rule known by its initials GST. The idea behind it is simple: It used to…
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Don’t Pay Off Student Loans Ahead Of Schedule

You’ve invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you pay off your student loans early just because you can? You would certainly save a…
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Senior Citizens Applying For A Mortgage

Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old, she should avoid obtaining a 30-year mortgage because she may not live another thirty years. Should she sign a mortgage that might…
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