Dogs Are Driving Millennials’ Home-Buying Decisions

Americans love their dogs. According to the American Pet Products Association (APPA), approximately 78 million dogs are owned as pets in America – or perhaps it’s better to say that 78 million dogs own at least one American. Around 44% of all American households have at least one dog, and, according to the APPA, 35%…
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Which Debts Are Americans Paying Off?

What’s your strategy for paying off multiple debts? Do you simply pay what you can whenever the monthly bill or statement arrives, focus on one bill at a time, or attack high-interest debt first? Do you even have a strategy at all? There is no single “right” way to pay off your debts – It…
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What Happens To Your Debts After You Die?

Have you ever wondered what happens to your debts after you die? Do they disappear, transfer to others, or settle into a form of debt purgatory? Depending on the type of debt and where you live, all of those options are possible. Generally, your debts live on through your estate that is created after your…
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Americans Are Increasing Their Cash Reserves

Financial advisors tell us to save money for various reasons – save for an emergency fund, save up for a down payment on your home, save for retirement, save for your children’s college educations – but is it possible for savings to go too far, and does it matter how you save? Recessions tend to…
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What Are The Requirements To Qualify For HARP?

The Home Affordable Refinance Program (HARP) has arguably been one of the most successful programs to assist homeowners affected by the subprime mortgage crisis. The HARP website claims that over 3.4 million homeowners have been assisted by the program, with around 1 million of those homeowners having been underwater (owing more on their home than…
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