Location Affects Poor Kids Chances Of Ever Joining Middle Class

It is hard enough to make it in the world if you have the average set of resources as a child, but if you are unfortunate enough to live in poor and/or rough neighborhoods, your odds of reaching the economic middle class are slim. Multiple studies over the years have shown that the area where…
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Are You A Tax Cheat?

It’s not too early to think about paying your taxes. Nor is it too early to think about what happens when you don’t pay your taxes! The Criminal Investigations (CI) department of the IRS recently released its annual report for the fiscal year from October 2014 to September 2015. See how your tax dollars are…
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Wall Street Bonuses: Living Large

Banking Bonuses Dropping But Still Large Did your festive shopping end with you racking up more debt than planned? You had been looking forward to a Christmas bonus to help pay some bills, or perhaps to buy those special presents for your loved ones. Unfortunately, 2015 was not a good year for the company, so…
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Medicare Issues… Now What?

If you want to file a complaint with Medicare, you are not alone. According to the Centers for Medicare and Medicaid Services (CMMS), the agency reviews over 100,000 complaints each year. Complaints cover the quality of care, hospital discharges, home health services, nursing homes, and Medicare Advantage programs, among other things. The Process of Filing…
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Down Payments & Interest Rates

Q: Does having a down payment on a house lower the interest rate? A: Greg Fischer, Mortgage BrokerPRO+ in Manchester, NH Probably not the way you’re thinking. Having downpayment may qualify you for different loan programs – zero down options have different rules/rates than 5% down options, In most cases, the rate isn’t driven by…
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