Improve Your Credit Score In A Month

Credit scores are somewhat like IRS tax codes: we know they’re important; few folks fully understand them; and failing to successfully deal with either can cost you a lot of money. While most of the factors determining your credit scores, such as payment history, number of open accounts, and type of accounts, take months or…
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How To Save Money This Thanksgiving

Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and relaxing on the couch with a tryptophan-induced nap. Try these tips to save dollars on…
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Military Lending Act Expanded To Protect Service Members

This is the fourth article in our series commemorating Veterans Day, which is this Saturday, November 11. If you are one of the brave men and women serving our country in uniform, you face enough dangers. You do not need anyone attempting to take financial advantage of you by capitalizing on the unique challenges of military life.…
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Veteran’s Administration Can Help You Buy A Home

This is the first article in our series commemorating Veterans Day, which is this Saturday, November 11. Veteran’s Administration (VA) loans are invaluable for homebuyers. Their advantages include little or no money down, qualifying with a lower credit score, competitive interest rates, potentially lower closing and auxiliary costs, and no private mortgage insurance requirements. VA loans are…
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Avoid Paying Interest With Responsible Credit Card Use

Borrowing with a credit card can be expensive if you’re not careful. Some cards impose interest with an Annual Percentage Rate (APR) upwards of 30% a year. If you use credit cards responsibly, however, you can take advantage of perks without ever needing to pay interest. APR is irrelevant if you pay in full Most…
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