35% Of College Seniors Don’t Know What Their Student Loan Repayments Will Be

Today, well over half of all college graduates incurs student loan debt in pursuing their degrees. Although seniors may learn a lot, they may not know their monthly payments. According to a new survey conducted by Barnes and Noble College Insights on behalf of College Ave Student Loans, 35% of college seniors are unsure as…
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Why You Should Maintain Good Credit In Retirement

Retirement represents a new stage in your life. It’s a time of change and opportunity. To make the most of your opportunities, you must make sure that one aspect of your life does not change – your good credit score. A recent survey by the credit bureau TransUnion found that over 30% of Baby Boomers…
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How Should The U.S. Fix The Social Security Deficit?

Nothing is as easy as it seems. If life were easy, we could solve the financing gaps in Social Security in five simple words – eliminate the cap, problem solved. Life isn’t easy In the words of H.L. Mencken, for every complex problem, there is an answer that is clear, simple, and wrong. Nothing is…
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How Americans Feel About Trump’s Immigration Policies And The Wall

During his successful Presidential campaign, Donald Trump vowed to crack down on illegal immigration, promising, “I will build a great, great wall on our southern border, and I will make Mexico pay for that wall.” Do we still want a wall built? A recent MoneyTips survey says no, but Trump voters say yes. In fact,…
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Is A Roth 401(K) Preferable To A Traditional 401(K)?

Is a Roth 401(k) preferable to a traditional 401(k)? Generally, that depends on tax rates and whether you prefer to pay taxes as you contribute in your working years or as you withdraw funds in retirement. Roth 401(k) plans are created with after-tax funds, while traditional 401(k) plans are funded through pre-tax dollars. By choosing…
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