How To Get A Mortgage With A Low Credit Score

Are banks loosening their credit rules and allowing those with borderline credit greater access to mortgage loans? That depends on whose information you believe. According to the Federal Reserve’s most recent Senior Loan Officer Survey, standards for mortgage loans are loosening and more borrowers are being approved. Ellie Mae, a provider of mortgage loan software,…
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Financial Literacy Month: How To Improve Your Finances

April is National Financial Literacy Month. Why do we dedicate this calendar page to highlighting financial skills and education? The tax deadline? Sound financial decisions are important all year long, but most Americans never learned how to manage money or save for goals, so financial security is a bigger challenge than it needs to be.…
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Is Inheritance Taxable?

You have just received an inheritance. What do you do now? You could spend it on some extravagance, but you would be better off doing two things first: assessing the tax ramifications and thinking about some investment options. “Death taxes” are somewhat misunderstood, as people can find the two types of death taxes confusing. Estate…
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5 Ways The Rich Pay Less In Taxes

It is rumored that some of the wealthiest Americans manage to pay less in taxes than some of their employees. They achieve this by one of two methods: doing their own financial and tax planning or paying someone to do it for them. Simple, isn’t it? The point is that the rich are able to…
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U.S. Economy Grew At Better-Than-Expected 2.1% Rate In Q4

It’s Just One Data Point If you wonder why economic headlines leave average Americans confused and anxious, consider the following example. On Thursday, March 30, the Bureau of Economic Analysis (BEA) reported that the economy grew at a better-than-expected 2.1% in the fourth quarter of 2016, propelled by a strong 3.5% increase in consumer spending.…
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